Call Us (772) 742-2626 ☰ ˟
Manage Policy File a Claim
Logo
(772) 742-2626
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Workers Compensation Quote
    • Health
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Financial Services
    • Health
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Files
    • Insurance Glossary
  • About Us
    • About S E Benchmark Agency, INC
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Icon Icon Icon Icon Icon Icon
Home > Blog > 5 Important Reasons Why You Need Life Insurance
WEDNESDAY, MARCH 4, 2020

5 Important Reasons Why You Need Life Insurance

Insurance can be confusing and it’s hard to know what you really need or want. But here are five very good reasons why you need life insurance.

As we grow older, get married, build families and start businesses we come to realize more and more that life insurance is a fundamental part of having a sound financial plan. Depending on your type of policy, life insurance is fairly cheap, which means there’s no excuse not to get coverage now. Plus, over the years, you’ll find comfort in knowing money will be available to protect your loved ones in the event of your passing. Here are a few other reasons why having life insurance is important.

TO PROTECT YOUR FAMILY AND LOVED ONES

If your loved ones depend on your financial support for their livelihood, then life insurance is a must, because it replaces your income when you die. This is especially important for parents of young children or adults who would find it difficult to sustain their standard of living if they no longer had access to the income provide by their partner. You will also need to provide enough money to cover the costs of hiring someone to cover the day-to-day household tasks, like cleaning, laundry, cooking, childcare and everything else a growing family needs.

TO LEAVE AN INHERITANCE

Even if you don’t have any other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries. This is a great way to set your kids up for a solid financial future and provide for any monetary needs that will arise.

TO PAY OFF DEBTS AND OTHER EXPENSES

In addition to providing income to cover everyday living expenses, your family needs insurance to cover any outstanding debts, like the mortgage, credit cards and car loans. Other expenses include funeral and burial costs that can easily run into the tens of thousands of dollars. You don't want your spouse, parents, children or other loved ones to be left with any extra financial burden in addition to the emotional burden they’re already suffering.

TO ADD MORE FINANCIAL SECURITY

Like most parents you probably want to know your kids will be well taken care of when you’re gone. You not only want them to get a quality college education, but to provide for other life ventures like getting married or starting a business. For this reason, additional coverage is absolutely essential while your kids are still at home.

TO BRING PEACE OF MIND

We can’t know when we’ll pass away. It could be today, tomorrow or 50 years from now, but it will happen eventually. No amount of money could ever replace a person. But more than anything, life insurance can help provide protection for the uncertainties in life. Without a doubt, having life insurance coverage will bring you and your family peace of mind. It’s one thing you can be sure of and you’ll no longer have to question whether they’ll be taken care of when you’re gone. Life insurance protects your heirs from the unknown and helps them through an otherwise difficult time of loss.


Posted 7:16 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018

  • #cheapfr-44(1)
  • #autoinsurance33313(1)
  • #lowdownpaymentautoinsurance(1)
  • #bestratesautoinsurance(1)
  • #lauderhillautoinsurance(1)
  • #cheapsr-22(1)
  • #sr-22monthlypayments(1)
  • #fr-44(1)
  • #cheapcommercialauto(1)
  • #cheapautoinsurance(1)
  • #sr-22florida(1)
  • #lauderhillcommercialauto #commercialinsurance33313(1)
  • #sr22lauderhill(1)
  • #libertymutualautoinsurance(1)
  • fr44insurancequote(1)
  • #mercurycommercialauto(1)
  • #fr44lauderhill(1)
  • #windhavenautoinsurance(1)
  • #progressiveautoinsurance(1)
  • #bristolwestcommercialauto(1)
  • #fr-44monthlypayments(1)
  • sr-22carinsurance(1)
  • #mercuryautoinsurance(1)
  • #browardcommercialauto(1)
  • #progressivecommercialauto(1)
  • #sr-22insurancefl(1)
  • #sr-22(1)
  • #sr-22browardcounty(1)
  • fr44carinsurance(1)
  • #bristolwestautoinsurance(1)
  • #fortlauderdalecommercialauto(1)
  • #floridacommercialauto(1)
  • fr-44progressive(1)
  • #fr-44florida(1)
  • fr-44bristolwest(1)
  • sr-22insurancequote(1)
  • sr-22progressive(1)
  • #autoinsuranceflorida(1)
  • sr-22bristolwest(1)
  • #fr-44insurancefl(1)
  • #travelersautoinsurance(1)
  • #fr-44browardcounty(1)

View Mobile Version
Facebook
Instagram
Google+
Twitter
Get Directions
Contact Us Today
Resources
Products
Customer Service
Payment Options
Newsletter
Gallery
About Us
Refer A Friend
Our Carriers
Blog
Contact Us
Contact us 2138 N US Highway 1
Ft. Pierce, FL 34946

P: 772-742-2626
F: 772-742-1702
E: support@sebenchmark.com
© Copyright. All rights reserved. Powered by Insurance Website Builder.
Facebook